by Sharon K. Campbell | Apr 28, 2014 | Uncategorized
It is a rare instance when there is no further obligation after a car is repossessed. First, whether the repossession is voluntarily or involuntarily makes no difference in whether additional sums are owed. Also, a bank or finance company has the same duties under the...
by Sharon K. Campbell | Apr 8, 2014 | Uncategorized
This is not true unless the mortgage company, car finance company or credit card company is a named party to your divorce case. Before the divorce was filed, you had a contract with the mortgage company, car finance company and credit card company. A divorce decree...
by Sharon K. Campbell | Mar 14, 2014 | Uncategorized
Unfortunately, the car not working or suffering a mechanical breakdown is not a defense or legal reason to excuse making timely payments to the company financing your car purchase. If you miss a payment, under most financing contracts, and Texas law, the finance...
by Sharon K. Campbell | Feb 20, 2014 | Uncategorized
In Texas, wages may not be garnished by creditors. This prohibition is established in the Texas Constitution. In Texas, wages may be garnished by the Federal Government for IRS debts or federally insured student loans. The Texas government may garnish wages for child...
by Sharon K. Campbell | Feb 7, 2014 | Uncategorized
Not in Texas. Before a landlord may file an eviction lawsuit, the landlord must serve the tenant with a written Notice to Vacate. The notice to vacate may be served in several ways: hand delivered, mailed, posted on the inside of the front door, but NOT posted on the...
by Sharon K. Campbell | Jan 16, 2014 | Uncategorized
A Notice to Vacate is merely a letter from the landlord. It is a demand letter, demanding that you move out. The letter ALLEGES that you, as tenant, have breached the lease. If you move out, following receipt of a Notice to Vacate, you will be breaking the lease, even...
