Read Sharon K. Campbell’s Blogs
As an experienced consumer attorney, Sharon has been helping clients in Dallas, TX navigate the complexities of credit card lawsuits and other legal issues for over 25 years. If you’re facing a credit card lawsuit, don’t hesitate to reach out to Sharon for personalized legal advice and guidance. Read Sharon K. Campbell’s blogs to educate yourself on topics in consumer law.
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Consumer Myth #4 – When your car is repossessed, whether voluntarily or involuntarily, you have no further obligation of payment.
It is a rare instance when there is no further obligation after a car is repossessed. First, whether the repossession is voluntarily or involuntarily makes no difference in whether additional sums are owed. Also, a bank or finance company has the same duties under the...
Consumer Myth #5 – A divorce decree can remove a spouse’s liability from joint liability such as a mortgage, car payment or credit card account.
This is not true unless the mortgage company, car finance company or credit card company is a named party to your divorce case. Before the divorce was filed, you had a contract with the mortgage company, car finance company and credit card company. A divorce decree...
Consumer Myth #6 – If my car stops working, I may stop making payments.
Unfortunately, the car not working or suffering a mechanical breakdown is not a defense or legal reason to excuse making timely payments to the company financing your car purchase. If you miss a payment, under most financing contracts, and Texas law, the finance...
Consumer Myth #7 – If I fail to pay a debt, my wages may be garnished.
In Texas, wages may not be garnished by creditors. This prohibition is established in the Texas Constitution. In Texas, wages may be garnished by the Federal Government for IRS debts or federally insured student loans. The Texas government may garnish wages for child...
Consumer Myth #8 – A Notice to Vacate must be delivered by a constable.
Not in Texas. Before a landlord may file an eviction lawsuit, the landlord must serve the tenant with a written Notice to Vacate. The notice to vacate may be served in several ways: hand delivered, mailed, posted on the inside of the front door, but NOT posted on the...
Consumer Myth #9 – If my landlord serves me with notice to vacate, I must move out.
A Notice to Vacate is merely a letter from the landlord. It is a demand letter, demanding that you move out. The letter ALLEGES that you, as tenant, have breached the lease. If you move out, following receipt of a Notice to Vacate, you will be breaking the lease, even...
Sharon K. Campbell, Attorney at Law
6220 Campbell Rd, Suite 300
Dallas, Texas 75248
Phone: 214-351-3260
Email: sharon@dallasconsumerattorney.com
Business Hours:
Monday - Friday: 9:00 AM - 5:00 PM
Saturday - Sunday: Closed