Archives for April 2013

Credit Card Company “Filed a Judgment” Against Me

Words I have heard from clients many times. What those words mean to the client as opposed to me, are two very different matters. Most people are calling because they think what has just happened to them is the end. In fact, it is just the beginning. Upon questioning, what has usually happened is they 

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Why a Carfax Report is Not the Complete Answer

You see the reports on TV almost every night. Check the Carfax. If it is clean, you are in the clear, right? I would not be so certain. A CARFAX report is not comprehensive and it usually does not contain the most up to date data. CARFAX gets no accident data from insurance companies except 

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Credit Card Lawsuit and Your Credit Report

What affect does being sued by a credit card lawsuit have on your credit report? Credit card lawsuits are not reported, per se, on a credit report. The debt upon which the lawsuit is based is probably already on your credit report. If the lawsuit is filed by a debt buyer, how it is reported 

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Protect Yourself – Safety Measures to Improve Your Safety

This week I decided to depart from the usual subject matter of this blog and post some information about personal safety. There have been a raft of crimes committed in the general area of town I live in, causing many people to live in fear. The alleged perpetrator has been caught, but it is not 

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