Read Sharon K. Campbell’s Blogs

Each state has its own lemon law. In Texas, the lemon law applies only to the purchase of new vehicles. The lemon law remedy is an administrative remedy and is a remedy against the manufacturer of the vehicle. To make a claim under the lemon law in Texas, the claim...

Yesterday, the Consumer Financial Protection Bureau conducted a public hearing taking testimony on arbitration. The CFPB is considering issuing rules on arbitration and perhaps considering whether binding pre-dispute mandatory arbitration clauses in consumer contracts...

How do I learn about my credit? How do I learn what my credit history is? How do I learn what my credit score is ? What makes up my credit history? How is my credit scored? What should I do to have a good credit rating? What do I do if I find a mistake? To answer...

Justice Courts (Small Claims Courts) have jurisdiction to hear claims brought up to $10,000. On August 31, 2013, a new set of rules applicable to Justice Courts became law. The rules were published and mandated by the Supreme Court of Texas. Under the new rules, in...

In Texas, secured creditors are allowed to repossess their collateral (your vehicle) without a court order as long as they do not breach the peace. Secured creditors (your finance company or bank) are not required to give advance notice of intent to repossess. There...

What if your credit report shows all your accounts are in good standing but you are being denied credit? The lenders tell you the decision is made because of a lot of negative information on your credit report. None of that shows up on the credit report the credit...