Consumer Myth #7 – If I fail to pay a debt, my wages may be garnished.

In Texas, wages may not be garnished by creditors. This prohibition is established in the Texas Constitution. In Texas, wages may be garnished by the Federal Government for IRS debts or federally insured student loans. The Texas government may garnish wages for child support. No one not affiliated with either the Federal Government or the State Government may garnish wages in Texas. In Texas, creditors may NOT garnish wages.